Terms and Conditions of Service

These terms govern your use of our subscription-based financial planning service. Please read them carefully before subscribing or accessing our website.

August 24, 2025

Acceptance of Terms

By using our service or website, you agree to comply with these terms and all applicable laws and regulations. If you do not agree, please do not use our services.

Definitions

Key terms are defined for clarity within these terms and conditions.

'Service' refers to the subscription-based financial planning provided by orinelavoxa.

'User' means any individual or entity subscribing to or interacting with our service.

'Consultant' means any professional engaged by orinelavoxa in providing planning services.

'Subscription' means the ongoing monthly agreement for planning services.

Service Usage Guidelines

Our planning service is intended for adults seeking professional guidance. You must provide accurate information and not misuse the platform.

Eligibility

You must be at least 18 years old and legally capable of entering contracts to use our service.

Service not available to minors.

User Responsibilities

Users must act honestly, provide complete information, and respect our policies.

Keep login credentials confidential and secure.
Use the service only for lawful purposes.
Do not attempt to disrupt or misuse the service.
Report any issues or unauthorised activity promptly.

Prohibited Uses

You may not use the service for any unlawful or unethical activity.

Attempt to gain unauthorised access to systems or data.
Transmit harmful or misleading content through our platform.
Use the service to harass or discriminate against others.
Interfere with the normal operation of the service.
Violate any applicable laws or regulations.

Intellectual Property Rights

All content, branding, and materials on this site are owned by orinelavoxa or licensed for use. You may not copy, distribute, or create derivative works without permission.

User Content

You remain responsible for any content you submit via our website.

Rights to Submitted Content

By submitting content, you grant us a licence to use it for service delivery and improvement.

Privacy and Data Protection

We process your data in line with our privacy policy. For details on data collection, processing, and rights, please review our privacy policy.

See privacy policy

Disclaimer of Liability

We provide information for guidance only. See our disclaimer for full details.

Important Disclaimer

The information on this site is not financial advice. We do not guarantee results or future outcomes.

Limitation of Liability

We are not responsible for losses or damages arising from your use of our service or website.

Indemnification

You agree to indemnify and hold us harmless from any claims related to your use of our services.

Dispute Resolution Process

We encourage resolution of disputes through discussion. If needed, follow the process below.

Arbitration

Disputes may be referred to binding arbitration under UK law if not resolved amicably.

You may seek independent advice before arbitration.

Online Dispute Resolution

You may access the UK ODR platform for guidance on dispute resolution.

Visit ODR platform

Severability

If any part is invalid, remaining provisions stay in effect.

Entire Agreement

These terms constitute the full agreement between you and orinelavoxa regarding use of our service.

Applicable Law and Jurisdiction

These terms are governed by the laws of the United Kingdom. Disputes are subject to UK courts.

Termination

We reserve the right to terminate service for breach of terms, unlawful activity, or non-payment.

Modifications

We may update these terms at any time. Continued use constitutes acceptance of changes.

Contact for Terms Queries

For questions about these terms, contact us at the details below.

Email Address: content@orinelavoxa.com

Phone Number: +44(0)6080 990564

Office Address: 9-10 St Andrew Square, Edinburgh, EH2 2AF United Kingdom

Effective Date: August 24, 2025

Version: 1.0